2025 Q4 Newsletter

December 31, 2025

FedNow is live. FedNow is an instant payment network that’s ergonomically similar to Real-Time Payments (RTP) but administered directly by the Federal Reserve.

We launched support for Push-to-Card transfers on Visa and Mastercard. You can now instantly send funds from an Increase account to the majority of US debit cards.

Our new Cards Disputes API is live. It’s directly integrated to Visa Resolve Online (VROL) APIs and lets you pass structured data for every type of dispute Visa supports, optimizing your UX and win rates.

We launched Push Provisioning: your users can add their card to their Apple Pay wallet from your app without having to type (or know) their card number.

We added support for attachments, overnight shipping, and design customization to Check Transfers.

Increase SDKs are now available in PHP and Ruby.

You can see what an object looks like in the API directly from the Dashboard.

You can see Increase’s live system metrics directly on our Status Page.

All our documentation is now LLM-friendly: copy or send any docs page to an LLM, and when robots browse our site they get markdown.

We wrote about why platforms have unique data insights to deliver small business lending to their customers.

We published a guide to embedding banking and payments into Vertical SaaS companies.

Our founder Darragh talked about bank infrastructure on the Fintech One-on-One Podcast.